Steve Chapoton


How do I file an insurance claim?

It’s a well-known fact that no one enjoys extra paperwork. Add in the stress of an accident or illness and filing an insurance claim is likely the last thing…


How do individual and group plans work for out-of-state residents?

Health insurance companies follow unique regulations that determine where both individuals and employers are able to purchase health insurance plans.


COBRA: What is it? How does it work?

COBRA, known in full as the Consolidated Omnibus Budget Reconciliation Act, allows qualified workers to continue employer-sponsored health care coverage most…


My health insurance claim was denied – What can I do?

Encountering a denied health insurance claim can be a frustrating experience when you are dealing with a medical condition. But did you know that that majority…


Medical leave: Will I still receive health care coverage while I’m gone?

It’s not a situation any of us ever wants to consider, but the reality is, at some point you may need to take sick leave from your job, whether for injury or…


Medicaid and Medicare FAQ: What do these plans offer? What are the differences?

Medicare, Medicaid – two programs that sound similar and are easy to confuse. Despite plenty of conversation about both, it can be difficult to understand the…


Medicare basics: What are the differences between the parts of Medicare?

Medicare is the federal health insurance program for people who are 65 or older, have kidney disease or certain disabilities. Sounds simple, but it can get…


Prescription medications: What are my family’s coverage options?

For many families, prescription medications play a vital role in their health care. From long-term cholesterol-lowering medication for dad, to a week of…

Home and Family

I can’t afford health insurance: How can I provide health care coverage for my kids?

Broken bones, ear tubes, even toys lodged in the nose – as your child grows and develops, there are endless possibilities to the extent of health care he or she…


Common health insurance questions answered: What is medicare advantage?

If you’re enrolled in Medicare, you may have questions about Medicare Advantage. To start, what is the difference between Original Medicare and Medicare…


Common health insurance questions answered: Should my spouse and I integrate our health insurance policies?

First comes love, then comes marriage…then come a lot of scary, but important, decisions! One critical decision many newlyweds face is deciding what the right…


Common health insurance questions: How does a deductible work?

Knowing key terms frequently used in your health care policy can make all the difference when deciphering medical bills. Coinsurance, copayment, deductible…


Be health insurance savvy: How to find individual health insurance on your own

Whether you are self-employed or you work for a small business, finding the right health care policy requires you to do your homework. Thankfully…


I’m healthy, so what will insurance mean to me?

If you think being healthy and young means you don't need health insurance, think again. Even if you are at a low risk for serious medical conditions…

A Healthier Michigan is sponsored by Blue Cross Blue Shield of Michigan, a nonprofit, independent licensee of the Blue Cross Blue Shield Association.
No Personal Healthcare Advice or Other Advice
This Web site provides general educational information on health-related issues and provides access to health-related resources for the convenience of our users. This site and its health-related information and resources are not a substitute for professional medical advice or for the care that patients receive from their physicians or other health care providers.
This site and its health-related information resources are not meant to be the practice of medicine, the practice of nursing, or to carry out any professional health care advice or service in the state where you live. Nothing in this Web site is to be used for medical or nursing diagnosis or professional treatment.
Always seek the advice of your physician or other licensed health care provider. Always consult your health care provider before beginning any new treatment, or if you have any questions regarding a health condition. You should not disregard medical advice, or delay seeking medical advice, because of something you read in this site.