Author: Steve Chapoton

How do I file an insurance claim?

It’s a well-known fact that no one enjoys extra paperwork. Add in the stress of an accident or illness and...
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How do individual and group plans work for out-of-state residents?

Health insurance companies follow unique regulations that determine where both individuals and employers are able to purchase health insurance plans....
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COBRA: What is it? How does it work?

COBRA, known in full as the Consolidated Omnibus Budget Reconciliation Act, allows qualified workers to continue employer-sponsored health care coverage...
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My health insurance claim was denied – What can I do?

Encountering a denied health insurance claim can be a frustrating experience when you are dealing with a medical condition. But...
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Medical leave: Will I still receive health care coverage while I’m gone?

It’s not a situation any of us ever wants to consider, but the reality is, at some point you may...
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Medicaid and Medicare FAQ: What do these plans offer? What are the differences?

Medicare, Medicaid – two programs that sound similar and are easy to confuse. Despite plenty of conversation about both, it...
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Medicare basics: What are the differences between the parts of Medicare?

Medicare is the federal health insurance program for people who are 65 or older, have kidney disease or certain disabilities....
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Prescription medications: What are my family’s coverage options?

For many families, prescription medications play a vital role in their health care. From long-term cholesterol-lowering medication for dad, to...
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I can’t afford health insurance: How can I provide health care coverage for my kids?

Broken bones, ear tubes, even toys lodged in the nose – as your child grows and develops, there are endless...
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Common health insurance questions answered: What is medicare advantage?

If you’re enrolled in Medicare, you may have questions about Medicare Advantage. To start, what is the difference between Original...
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