I’m healthy, so what will insurance mean to me?

If you think being healthy and young means you don’t need health insurance, think again. Even if you are at a low risk for serious medical conditions, medical emergencies can happen at any time. In those cases, insurance will protect your hard-earned income and financial assets.

Even if you aren’t planning to go to the doctor, you’ll need health insurance to cover any major medical problems you may encounter. According to a study done by Blue Cross Blue Shield of Massachusetts, the average cost of a trip to the emergency room for an adult is about $700, not including any tests or hospitalization, which may increase the bill to well over $1,000. The high cost of unexpected medical bills can be financially devastating. To prevent this from happening, health insurance can help you save money and time down the road.

For people who are relatively healthy and want only preventative care, so-called “emergency coverage” or “accident coverage” is often the best and most affordable health insurance option. Watch this video to learn more about how health insurance works so you can get the most out of your coverage.

Remember, your health is the most valuable asset you have. With insurance, you can protect your health and financial future for a lifetime.

Questions? Visit Health Insurance Central to ask the BCBSM Health Plan Advisors.

 

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