Author Archives: Sarah Petrunak

Coping with a pre-existing condition: Is my child eligible for full coverage

As parents, our top priority is the care and well-being of our children. We’re constantly on the edge of our seats worrying they’ll get sick or hurt. Those worries can become even more troublesome if your child has a pre-existing…

Pre-existing condition: What are my options?

If you’re living with a health condition, worrying about health care coverage can be overwhelming. From asthma to cancer, your condition can complicate your coverage options. But worrying about heath care coverage shouldn’t keep you up at night. I’ll walk…

Is cancer insurance right for me?

Cancer is one of the scariest words you can hear from your doctor. Life-threatening or not, cancer is intense and typically involves extensive treatments. Fortunately, many individual and group health care plans provide some coverage for the medical treatments and…

 

Small business owners: What is the small employer tax credit and how does it work?

As a small business owner, you’re not only responsible for the bottom line of your business, but also for the well-being of your employees. But business demands a lot of resources, and when the bottom line is low, it can…

Prescription medications: Brand name drugs versus generic drugs

What’s in your medicine cabinet? Is it a runway show of brand names, or their equally effective generic counterparts? Besides the packaging, the key difference between brand name and generic is cost. Generic equivalents of brand names are typically much…

Healthy Community

Individual health insurance: Is an individual plan worth the cost?

If you’re self-employed, in between jobs or working for a small business, and don’t receive group health insurance, you’ve probably battled with the question of what to do for coverage. The government’s health reform mandates will enact new coverage options,…

 

Common health insurance questions answered: Small business health insurance

Selecting the best insurance policy for your small business means making an informed decision based on priorities for your business and employees. While many of the choices you will face may be similar to the self-employed, small business owners often…

High vs. low deductible: How to choose

When deciding on the best health insurance policy for you and your family, it is important to weigh all of your options. The amount of your deductible, the amount you must pay before an insurance company’s payments begin, will shape…

What is coinsurance and copay?

Your 15-year-old daughter has been playing soccer since she could walk. At last weekend’s game, she collided with another player, injuring her knee. An x-ray, MRI and walking cast later, you both leave the emergency room exhausted. Weeks later, the…

 
 
 

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