Author Archives: Steve Chapoton

How do I file an insurance claim?

It’s a well-known fact that no one enjoys extra paperwork. Add in the stress of an accident or illness and filing an insurance claim is likely the last thing you want to worry about. Typically your health care provider will…

How do individual and group plans work for out-of-state residents?

Health insurance companies follow unique regulations that determine where both individuals and employers are able to purchase health insurance plans. You or your employer’s home state is often a determining factor in what those regulations are and where you are…

COBRA: What is it? How does it work?

COBRA, known in full as the Consolidated Omnibus Budget Reconciliation Act, allows qualified workers to continue employer-sponsored health care coverage most commonly for 18 months after they leave their job.  If you meet the eligibility requirements, you have the COBRA…

 

My health insurance claim was denied – What can I do?

Encountering a denied health insurance claim can be a frustrating experience when you are dealing with a medical condition.  But did you know that that majority of denied claims are the result of an administrative error?  If you experience a…

Medical leave: Will I still receive health care coverage while I’m gone?

It’s not a situation any of us ever wants to consider, but the reality is, at some point you may need to take sick leave from your job, whether for injury or serious illness. If the time ever comes, it’s…

Medicaid and Medicare FAQ: What do these plans offer? What are the differences?

Medicare, Medicaid – two programs that sound similar and are easy to confuse. Despite plenty of conversation about both, it can be difficult to understand the differences between Medicare and Medicaid. Have no fear! We’ll walk you through the major…

Healthy Community

 

Medicare basics: What are the differences between the parts of Medicare?

Medicare is the federal health insurance program for people who are 65 or older, have kidney disease or certain disabilities. Sounds simple, but it can get confusing when people start discussing the different parts of Medicare – A, B, C…

Prescription medications: What are my family’s coverage options?

For many families, prescription medications play a vital role in their health care. From long-term cholesterol-lowering medication for dad, to a week of antibiotics for a child’s ear infection, prescriptions are the star of many families’ medicine cabinets, and put…

I can’t afford health insurance: How can I provide health care coverage for my kids?

Broken bones, ear tubes, even toys lodged in the nose – as your child grows and develops, there are endless possibilities to the extent of health care he or she may need; and kids health care can be costly. The…

 
 

 

 

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